Terms and Conditions

1. Description of the Service

KONVVER is an AI-powered accounting assistant that helps accountants, tax return preparers, bookkeepers, and individuals ("self-preparers") organize and classify bank transactions for purposes of preparing financial and tax information. The Service allows users to upload bank transaction files (CSV, Excel, or spreadsheet), groups the information by originator and payee, suggests categories based on the applicable tax form type (including, without limitation, Forms 1065, 1120, 1120S, and Schedule C), and generates reports (including formats compatible with QuickBooks).

2. KONVVER Is Not a Professional Advisor

KONVVER is not an accounting firm, does not provide tax return preparation services, does not offer legal, accounting, financial, or tax advice, and does not act as a tax return preparer before the Internal Revenue Service (IRS) or any state or local tax authority. The Service is a technology support tool: any classification, categorization, or suggestion generated by our AI must be reviewed, corrected, and approved by the User or by a qualified professional before being used to prepare, file, or support any tax return or other financial document. You are solely responsible for the final accuracy of any tax return or financial report prepared with the assistance of the Service.

3. Eligibility

To use the Service, you must be at least 18 years old and have the legal capacity to enter into binding contracts under the laws of the United States. By using the Service, you represent and warrant that you meet this requirement.

4. Registration and Account

You are responsible for providing truthful, complete, and up-to-date information when using the Service, and for maintaining the confidentiality of any access credentials associated with your account or registered WhatsApp number. You are responsible for all activity that occurs through your account.

5. Acceptable Use

You agree not to use the Service to:

• Upload information you are not legally authorized to share, including third-party financial data without their consent.
• Violate any applicable federal, state, or local law.
• Attempt to gain unauthorized access to KONVVER's systems.
• Reverse engineer, decompile, or attempt to extract the Service's source code or AI models.
• Use the Service in a manner that could damage, overburden, or impair its functioning.

6. Fees and Payment

Use of the Service is subject to the fees published on our Pricing page, currently $29.00 USD for the first 1,000 transactions processed, and $0.029 USD for each additional transaction. Fees may be changed at any time; changes will not affect reports already invoiced. Payment is based on actual transaction processing and does not constitute a recurring subscription unless expressly stated otherwise. All fees are in U.S. dollars and are non-refundable once the corresponding report has been generated, except as required by applicable law.

7. Intellectual Property

The Service, including its software, algorithms, design, trademarks (including "KONVVER" and associated logos), and content, is owned by KONVVER or its licensors and is protected by U.S. and international intellectual property laws. These Terms do not grant you any ownership interest in the Service, only a limited, non-exclusive, non-transferable, and revocable license to use it for its intended purpose.

8. User Content and Data

You retain ownership of the files and financial data you upload to the Service ("User Content"). By using the Service, you grant KONVVER a limited license to process that User Content for the sole purpose of providing the Service to you (for example, classifying transactions and generating reports). You represent and warrant that you hold all rights and authorizations necessary to share that User Content with KONVVER, including, where applicable, the consent of your own clients.

9. Tax Compliance and Third-Party Client Consent

If you are an accountant, tax return preparer, or accounting services provider, you acknowledge that the bank transaction information you upload to the Service may constitute "tax return information" under 26 U.S.C. §7216 and its implementing regulations (Treas. Reg. §301.7216-1 et seq.), which govern the use and disclosure of such information by tax return preparers and by third parties who receive it to assist in preparing returns. By using the Service, you represent and warrant that you have obtained the necessary consent from your clients, as required by applicable law, to share their information with KONVVER as an auxiliary data-processing service provider, and that KONVVER will use that information solely to provide the requested Service. You are responsible for complying with your own obligations under §7216, the FTC Safeguards Rule (16 C.F.R. Part 314), and any other professional or tax regulations applicable to you.

10. Electronic and WhatsApp Communications

By using the Service, you agree to receive communications from KONVVER electronically (by email, WhatsApp, or within the web platform) and acknowledge that such communications satisfy any legal requirement that a communication be in writing, consistent with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. §7001 et seq.). Part of our Service is provided through WhatsApp, a platform operated by Meta Platforms, Inc. By using the Service through WhatsApp, you also agree to WhatsApp's Terms of Service and consent to receive Service-related messages at the number you provide us (your carrier's data or messaging rates may apply). You may request to stop receiving such messages at any time by contacting us directly.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. KONVVER DOES NOT WARRANT THAT THE CATEGORIZATIONS OR SUGGESTIONS GENERATED BY ITS AI WILL BE COMPLETE, ACCURATE, OR SUITABLE FOR ANY SPECIFIC TAX FORM OR JURISDICTION.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KONVVER, ITS AFFILIATES, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, OR INFORMATION, ARISING FROM THE USE OF OR INABILITY TO USE THE SERVICE. KONVVER'S TOTAL LIABILITY TO YOU FOR ANY CLAIM RELATED TO THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID TO KONVVER IN THE THREE (3) MONTHS PRECEDING THE CLAIM.

13. Indemnification

You agree to indemnify and hold KONVVER harmless from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising from: (a) your use of the Service; (b) your breach of these Terms; or (c) your violation of any third party's rights, including privacy rights in third-party financial data.

14. Termination

KONVVER may suspend or terminate your access to the Service at any time, with or without cause, particularly in the event of a breach of these Terms. You may stop using the Service at any time. Provisions that by their nature should survive termination (including intellectual property, disclaimer of warranties, limitation of liability, and indemnification) will remain in effect.

15. Governing Law and Dispute Resolution

These Terms will be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Service will be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida, and you expressly consent to the jurisdiction and venue of such courts.

16. Changes to These Terms

We may update these Terms from time to time. We will post the updated version on this page with the corresponding "Last updated" date. Continued use of the Service after such posting constitutes your acceptance of the modified Terms.

17. General Provisions

• Severability: if any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.
• Entire Agreement: these Terms, together with our Privacy Policy, constitute the entire agreement between you and KONVVER regarding the Service.
• Assignment: you may not assign these Terms without our prior written consent. KONVVER may assign these Terms in connection with a merger, acquisition, or sale of assets.
• Force Majeure: KONVVER will not be liable for any failure or delay caused by circumstances reasonably beyond its control, including third-party infrastructure failures (for example, WhatsApp/Meta or hosting providers), natural disasters, or governmental action.
• No Waiver: KONVVER's failure to enforce or exercise strict compliance with any provision will not constitute a waiver of that provision.
• Notices: KONVVER may send you Service-related notices by email, WhatsApp, or through notices posted on the platform. You may send us notices at info@konvver.com.
• Relationship of the Parties: nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between you and KONVVER.

18. Contact

If you have questions about these Terms, you may contact us at:

KONVVER
407 Lincoln Road, 10E, Miami Beach, FL 33139, United States
info@konvver.com · +1 (305) 432-0828